6210 147b St. Surrey BC
Compare Emergency Medical Plans from Canada's Top Insurance Providers
This quick form lets you compare real-time Visitors to Canada insurance quotes from Canada's leading insurance companies, all in one place.
Our quote tool is designed for tourists, visiting family members, and anyone travelling to Canada without provincial health coverage. To get quotes, we only need:
That's it. No long questionnaires, no obligation — just accurate quotes so you can choose the right plan with confidence before you arrive in Canada.
Your information is used only to generate accurate quotes. Visitors insurance prices are shown instantly and updated in real time.
If you'd rather discuss your visitors insurance options with a real person, Rupinder Ghuman is a licensed insurance agent based in Surrey, BC, serving families across the Lower Mainland.
Rupinder provides visitors insurance quotes and guidance for clients in:
She also assists families in nearby cities including:
Visitors to Canada insurance is emergency medical coverage for people travelling to Canada who are not covered under a provincial or territorial health plan. It protects against unexpected illness or injury during your stay.
A good visitors insurance plan typically covers:
Canada does not provide free healthcare to visitors. Without insurance, even a minor emergency room visit can cost hundreds of dollars, and a serious illness or surgery can result in bills of tens of thousands.
Visitors to Canada insurance:
Anyone visiting Canada who is not covered by a provincial health plan needs visitors insurance. This includes tourists, visiting family members, workers on short-term assignments, and new immigrants waiting for provincial coverage to begin.
Yes, most insurers allow you to purchase visitors insurance after arriving in Canada, though some plans have a waiting period of 48–72 hours before coverage begins. It is always best to purchase before you travel.
Many plans offer optional coverage for stable pre-existing medical conditions. Conditions must have been stable (no changes in treatment or symptoms) for a specified period — typically 90 to 180 days — to qualify.
Most advisors recommend a minimum of $100,000 in emergency medical coverage. Higher limits of $150,000 or more provide additional protection against serious illness or major surgery during your stay.
Yes, most policies can be extended before they expire, provided you have not made a claim and your health has not changed. Contact your insurer or broker before your policy expires to arrange an extension.
